Rewards Credit Cards

Some credit cards offer reward programs to give you an incentive to use your card more often.

These programs usually come in the form of collecting points as you spend, which can then be redeemed against certain products.

Prominent examples include Airmiles, which you can use to get discounted travel, and Nectar - the multi-company reward program that lets you redeem points against shopping or services at a variety of locations.

Featured Rewards Cards

	Credit Card	Rewards Program	Standard Rate
	Sainsbury's Mastercard	Nectar	15.9%	Apply >>>
		Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
	Tesco Clubcard Credit Card	Tesco Clubcard points	16.9%	Apply >>>
		Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
	Barclaycard Gold	Barclaycard Freedom	19.9%	Apply >>>
		Representative example: Assumed borrowing of £1200, representative 19.9% APR (variable). Purchase rate 19.9% PA.

Other Rewards Cards

Credit Card	Rewards Program	Standard Rate
Barclaycard Simplicity	Barclaycard Freedom	7.9%
	Representative example: Assumed borrowing of £1200, representative 7.9% APR (variable). Purchase rate 7.9% PA.
GM Platinum	Earn rebate points worth up to £2000 off a new Vauxhall car, or £2500 off a Saab	14.9%
	Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Mint Card	Wine and travel clubs	14.9%
	Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Hilton Mastercard	HHonors points for hotel stays and travel	15.9%
	Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Co-op Advantage Platinum	1.25p for every £100 donated to worthwhile causes	15.9%
	Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Natwest Gold Card	Wine club	15.9%
	Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Lloyds TSB Airmiles Duo	Earn Airmiles	15.9%
	Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Virgin Card	Discounts on a range of Virgin products	16.8%
	Representative example: Assumed borrowing of £1200, representative 16.8% APR (variable). Purchase rate 16.8% PA.
MBNA Platinum Rewards	MBNA Points , earn 1 point for every pound you spend	16.9%
	Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Co-op Travel Card	Earn Travelcare points	16.9%
	Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
BMI Classic Mastercard	Earn BMI destinations miles	16.9%
	Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
AOL Card	Rewards which can be used for AOL subscription discounts, MBNA Reward Points and American Express Selects	16.9%
	Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
The AA Visa	Earn AA reward points on all purchases	16.9%
	Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Barclaycard Platinum Balance Transfer	Barclaycard Freedom	17.9%
	Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
NatWest Platinum		17.9%
	Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
RBS YourPoints World	RBS YourPoints redeemable against flights, holidays, Amazon and more	17.9%
	Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
BT Card		16.9%
	Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.