Prepaid 'Credit' Cards
Prepaid cards, or secured cards as they are sometimes known, offer many of the benefits and convenience of credit cards without the dangers involved in spending money that you might not actually have.
Before you can use the card, you need to top it up with funds - a process familiar from 'pay as you go' mobile phones.
But why choose a prepaid card over a normal credit card?
No Debt - as you need to load up the card with funds before using it, you can't get carried away and spend more than you should, leaving yourself in debt.
No interest - unlike a credit card, you won't be charged interest on your spending.
Safety - carrying your prepaid card is safer than carrying cash.
Shop online, by phone - a prepaid card can be used in all the ways and places a normal credit card can be.
Guaranteed approval - it's almost impossible to have your application turned down, so long as you can prove your identity and have not been involved in fraud.
Teenagers - can usually be used by people under the age of 18.
No credit checks - no chance of your credit rating being impaired by too many credit applications.
Get A Pay As You Go Card
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Kalixa Prepaid MasterCard | £4.95 | FREE | FREE | UK: £1.75 Abroad: £2.25 |
Up to 5.00% | Online, Counter |
Apply >>> |
| 2-4-1 ticket offer. Get 2 event tickets for the price of 1 - with Kalixa and viagogo! | ||||||||
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Cashplus Gold Activeplus | Up to £9.95 | £4.95 | UK: Free & Unlimited | UK: £2.00 Abroad: Up to £3.00 |
FREE | Online, Counter |
Apply >>> |
| Creditbuilder available to help you rebuild your credit rating & you can also set up standing orders and direct debits. | ||||||||
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Cashplus Gold Deluxe | Up to £9.95 | £9.95 | UK Free & Unlimited (Non UK): 2.99% | UK: UK: £2.00 Abroad: £3.00 |
Variable | Online, Counter |
Apply >>> |
| Online banking – set up standing orders for free. | ||||||||
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Freedom Prepaid MasterCard | £5.99 | Up to £6.95 | Up to £0.50 | UK: £Up to 1.5% Abroad: Up to £2.50 |
Variable | Online, Counter |
Apply >>> |
| Personalise your credit card with your own picture for £7.99 | ||||||||
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Virgin Money Prepaid Travel Card - Dollar | FREE | FREE | $ Free / Other 3.5% | UK: £$2.00 Abroad: £3.50% plus $2.00 |
Variable | Online, Telephone, Counter |
Apply >>> |
| More convenient than travellers cheques, no commission fees, no application fee. | ||||||||
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Cashplus Premier - Business | £29.99 yearly | FREE | UK Free & Unlimited (Non UK): 2.99% | UK: £2.00 Abroad: £3.00 |
Up to £0.99 | Online, Counter |
Apply >>> |
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CardOneBanking | FREE | £12.50 | UK Free.Abroad Free + exchange fee 2.75% | UK: £1.00 Abroad: £3.00 + 2.75% |
Variable | Online, Counter |
Apply >>> |
| Open to everyone, irrespective of current situation or past credit history. No credit checks | ||||||||
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Secure Trust Bank | £12.50 | £12.50 | Abroad 2.75% | UK: £0.50 Abroad: £2.25 |
Free | Online, Counter |
Apply >>> |
| Earn cash rewards for everyday purchases using your MasterCard® Prepaid Card | ||||||||
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Blue Sky Prepaid MasterCard | £9.99 | Up to £4.45 | Up to £0.66 | UK: Pay Monthly £0.99/PAYG 1.50% Abroad: £2.00 |
Variable | Online, Telephone, Counter |
Apply >>> |
| Buy it, load it, spend it. Simple | ||||||||
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Escape Prepaid Card | £9.99 | Annual Fee £4.99 | FREE | UK: £0.99 Abroad: Up to £2.00 |
Variable | Online, Counter |
Apply >>> |
| Earn up to 20% Cashback online | ||||||||
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Escape Travel Money | £9.99 | FREE | FREE | UK: £€2.00 Abroad: £Free |
Variable | Online, Counter |
Apply >>> |
| Available in Euro, Dollar or Sterling. No fees to make purchases on your card and FREE international ATM withdrawals. Reload fees may apply. | ||||||||
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First Premier MasterCard | £8.95 | £1.00 | UK: Free/Abroad: 2% | UK: £1.00 Abroad: £1.00 |
Variable | Online, Counter |
Apply >>> |
| The bright way to manage your money! | ||||||||
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Tuxedo Eccount Banking | £9.95 | £10.00 | FREE | UK: £Free Abroad: £2.75 |
Online, SMS, Telephone, |
Apply >>> | |
| Free online banking including bill payments by standing orders. | ||||||||
