Credit Cards With Introductory 0% Purchases Deals

Although balance transfer deals, cash back offers and low interest rates usually steal the limelight when it comes to evaluating a new credit card's offerings, introductory 0% purchases deals are also a very valuable feature to have.

As well as allowing the cheap financing of an expensive purchase - so long as you clear the debt within the introductory period of course - they can also act as a financial buffer zone, giving you a cost-free pool of spending power to dip into when money gets tight at the end of the month.

Introductory purchase deals have generally been for shorter periods than balance transfers, although in recent years they have started to catch up, and 0% for 12 months is now a fairly common feature.



Featured 0% Purchases Cards:

 Card  Purchases Offer  Standard Rate
Tesco Clubcard Credit Card Tesco Clubcard Credit Card 0% for 15 months 16.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Halifax All In One Halifax All In One 0% for 15 months 17.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Halifax Rewards All In One Halifax Rewards All In One 0% for 13 months 17.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Bank of Scotland All In One Bank of Scotland All In One 0% for 12 months 17.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Sainsbury's Mastercard Sainsbury's Mastercard 0% for 10 months 15.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Virgin All Round Virgin All Round 0% for 6 months 15.8% Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.8% APR (variable). Purchase rate 15.8% PA.
Capital One World Mastercard Capital One World Mastercard 0% for 6 months 19.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 19.9% APR (variable). Purchase rate 19.9% PA.
Lloyds TSB Platinum Lloyds TSB Platinum 0% for 3 months 15.% Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.% APR (variable). Purchase rate 15.% PA.
Nationwide Credit Card Nationwide Credit Card 0% for 3 months 15.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
MBNA Platinum MBNA Platinum 0% for 3 months 16.7% Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.7% APR (variable). Purchase rate 16.7% PA.
Post Office Credit Card Post Office Credit Card 0% for 3 months 16.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Bank of Scotland Plus Bank of Scotland Plus 0% for 3 months 16.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Halifax 20 Month Balance Transfer Halifax 20 Month Balance Transfer 0% for 3 months 16.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA. The APR and length of the promotional offer are dependent on your personal circumstances.
HSBC Card HSBC Card 0% for 3 months 17.9% Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.




Other 0% Purchases Cards:

 Card  Purchases Offer  Standard Rate
RBS YourPoints World 0% for 13 months 17.9%  
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
The AA Visa 0% on motoring and fuel purchases for 12 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
BT Card 0% for 10 months on supermarket and petrol spending 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Mint Card 0% until 1st March 2009 14.9%  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Lloyds Advance 0% for 6 months 11.9%  
Representative example: Assumed borrowing of £1200, representative 11.9% APR (variable). Purchase rate 11.9% PA.
Co-op Advantage Platinum 0% for 6 months 15.9%  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Natwest Gold Card 0% for 6 months 15.9%  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Tesco Bonus Card 0% for 6 months 15.9%  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Co-op Travel Card 0% for 6 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
NatWest Platinum 0% for 6 months 17.9%  
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
GM Platinum 0% for 5 months 14.9%  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Barclaycard Flexi-Rate 0% for 3 months 14.9%  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Virgin Card 0% for 3 months 16.8%  
Representative example: Assumed borrowing of £1200, representative 16.8% APR (variable). Purchase rate 16.8% PA.
Egg Card 0% until 1st June 2010 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
RSPCA Visa 0% for 3 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
MBNA Platinum Rewards 0% for 3 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Citi Platinum Mastercard 0% for 3 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
BMI Classic Mastercard 0% for 3 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
AOL Card 0% for 3 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Halifax Plus 0% for 3 months 16.9%  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
RBS Platinum 0% for 3 months 16.95%  
Representative example: Assumed borrowing of £1200, representative 16.95% APR (variable). Purchase rate 16.95% PA.
Barclaycard Platinum Balance Transfer 0% for 3 months 17.9%  
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.


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