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	<title>Card Sense</title>
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	<description>UK credit card news</description>
	<pubDate>Tue, 17 Mar 2009 11:10:59 +0000</pubDate>
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		<title>Plans to Curb Unsolicited Credit Limit Increases</title>
		<link>http://www.cardsense.co.uk/ccnews/all/plans-to-curb-unsolicited-credit-limit-increases/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/plans-to-curb-unsolicited-credit-limit-increases/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 11:10:59 +0000</pubDate>
		<dc:creator>d</dc:creator>
		
		<category><![CDATA[General Credit Card News]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=66</guid>
		<description><![CDATA[The government is planning to ban the credit card industry practice of upping customers&#8217; credit limits without a account holder request. Ministers also want to ban the unsolicited issuing of credit card cheques.
These moves are apparently intended to stop consumers running up huge card debts by reducing the temptation to spend.
The words &#8216;horse&#8217;, &#8217;stable&#8217; and [...]]]></description>
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		<title>Barclaycard Lowers Rates for 3m</title>
		<link>http://www.cardsense.co.uk/ccnews/all/barclaycard-lowers-rates-for-3m/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/barclaycard-lowers-rates-for-3m/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 15:27:04 +0000</pubDate>
		<dc:creator>d</dc:creator>
		
		<category><![CDATA[General Credit Card News]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=65</guid>
		<description><![CDATA[Around three million Barclaycard customers will see their card&#8217;s APR cut by between 2.5% and 5%, with an acknowledgment from the company that many people were facing difficult times. The lucky 3m will be the card provider&#8217;s lowest risk customers - a further 9m Barclaycard holders will not see any change.
Critics have pointed out that [...]]]></description>
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		<title>Egg in Fresh Attempt to Shed Customers</title>
		<link>http://www.cardsense.co.uk/ccnews/all/egg-in-fresh-attempt-to-shed-customers/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/egg-in-fresh-attempt-to-shed-customers/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 15:05:56 +0000</pubDate>
		<dc:creator>d</dc:creator>
		
		<category><![CDATA[General Credit Card News]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=64</guid>
		<description><![CDATA[Some carriers of the Egg visa card have been hit with a swingeing hike in the APR of their card, with new rates of 26.9% reported on accounts that used to feature rates closer to 20%. This type of rate increase may seem strange in an age of plummeting interest rates, yet the true purpose [...]]]></description>
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		<title>£400 Cheaper This Christmas?</title>
		<link>http://www.cardsense.co.uk/ccnews/new-offers-and-features/400-cheaper-this-christmas/</link>
		<comments>http://www.cardsense.co.uk/ccnews/new-offers-and-features/400-cheaper-this-christmas/#comments</comments>
		<pubDate>Mon, 24 Nov 2008 23:47:42 +0000</pubDate>
		<dc:creator>credit_card_news</dc:creator>
		
		<category><![CDATA[New Offers and Features]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=63</guid>
		<description><![CDATA[If consumers act quickly, they could be in line to make a saving of up to £400 over Christmas and during the January Sales.

In a new deal, American Express is promoting 5% cashback over the first three months on a maximum spend of £4000. Spouses can apply for a card each, giving a joint maximum [...]]]></description>
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		<title>&#8220;Credit Card&#8221; with 222% Interest Rate</title>
		<link>http://www.cardsense.co.uk/ccnews/all/credit-card-with-222-interest-rate/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/credit-card-with-222-interest-rate/#comments</comments>
		<pubDate>Thu, 06 Nov 2008 17:08:40 +0000</pubDate>
		<dc:creator>credit_card_news</dc:creator>
		
		<category><![CDATA[General Credit Card News]]></category>

		<category><![CDATA[Store Cards]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=62</guid>
		<description><![CDATA[Politicians and consumer groups have expressed anger and outrage at high street stores which are accepting &#8216;credit vouchers&#8217; which are repaid by borrowers at an annual percentage rate (APR) of 222%. This is a rate more than 10 times higher than a typical credit card.

On learning of the reaction to the scheme, the top retailer [...]]]></description>
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		<title>Credit Card Rates Soaring</title>
		<link>http://www.cardsense.co.uk/ccnews/fees-and-charges/credit-card-rates-soaring/</link>
		<comments>http://www.cardsense.co.uk/ccnews/fees-and-charges/credit-card-rates-soaring/#comments</comments>
		<pubDate>Sun, 27 Jul 2008 12:11:03 +0000</pubDate>
		<dc:creator>d</dc:creator>
		
		<category><![CDATA[Fees and Charges]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=61</guid>
		<description><![CDATA[Thousands of credit card customers have been dismayed to find that the APR charged on their accounts has been suddenly raised, in some cases to beyond the 30% mark. Chief culprit appears to be MBNA who have even hit customers with a whopping 34.9% APR, even when the customer claims to have had no problems [...]]]></description>
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		<title>Penalties For Credit Card Borrowers</title>
		<link>http://www.cardsense.co.uk/ccnews/all/penalties-for-credit-card-borrowers/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/penalties-for-credit-card-borrowers/#comments</comments>
		<pubDate>Wed, 14 May 2008 11:10:21 +0000</pubDate>
		<dc:creator>credit_card_news</dc:creator>
		
		<category><![CDATA[Fees and Charges]]></category>

		<category><![CDATA[General Credit Card News]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/?p=60</guid>
		<description><![CDATA[Low-risk credit card holders are facing fees, credit limit cuts or even account closure as credit companies seek to cut costs and increase revenue.

The move has been sparked by increasing bad debts and a limit on penalty fees imposed by regulators. The comparison site uSwitch says that up to 2.5 million card holders would face one [...]]]></description>
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		<title>Police Warn Of New Credit Card Scam</title>
		<link>http://www.cardsense.co.uk/ccnews/card-fraud/police-warn-of-new-credit-card-scam/</link>
		<comments>http://www.cardsense.co.uk/ccnews/card-fraud/police-warn-of-new-credit-card-scam/#comments</comments>
		<pubDate>Mon, 28 Apr 2008 15:58:55 +0000</pubDate>
		<dc:creator>credit_card_news</dc:creator>
		
		<category><![CDATA[Card Fraud]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/all/police-warn-of-new-credit-card-scam/</guid>
		<description><![CDATA[Police have issued a warning about a new scam which targets personal and business credit card holders.
The alert was broadcast after a business owner from Chester was contacted by telephone by a person who claimed to be a representative of the Cheshire Police press office. The caller proceeded to demand payment by credit card for [...]]]></description>
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		<title>Egg Card Puns</title>
		<link>http://www.cardsense.co.uk/ccnews/all/egg-card-puns/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/egg-card-puns/#comments</comments>
		<pubDate>Wed, 27 Feb 2008 15:30:43 +0000</pubDate>
		<dc:creator>d</dc:creator>
		
		<category><![CDATA[General Credit Card News]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/all/egg-card-puns/</guid>
		<description><![CDATA[Despite the recent fiasco over the ditching of 160,000 loyal customers, and the resulting bad press, Egg remains one of the most widely recognised credit card brands in the UK today. Even though nowadays it&#8217;s offering is less than spectacular, it is still a fairly popular card - in no small part to the widespread [...]]]></description>
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		<item>
		<title>Credit Cards Are Too Complicated</title>
		<link>http://www.cardsense.co.uk/ccnews/all/credit-cards-are-too-complicated/</link>
		<comments>http://www.cardsense.co.uk/ccnews/all/credit-cards-are-too-complicated/#comments</comments>
		<pubDate>Mon, 11 Feb 2008 20:42:06 +0000</pubDate>
		<dc:creator>d</dc:creator>
		
		<category><![CDATA[General Credit Card News]]></category>

		<guid isPermaLink="false">http://www.cardsense.co.uk/ccnews/all/credit-cards-are-too-complicated/</guid>
		<description><![CDATA[The Office of Fair Trading (OFT) has again criticised card card issuers for making their products too complicated and hard to compare. The chief complaint was that the way a card&#8217;s APR was calculated was done in 12 different ways among the top 20 card providers, effectively making APR meaningless as a comparison point when [...]]]></description>
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