| Standard Rate: | 20.9% typical APR (variable) |
| Balance Transfer Deal? | No balance transfer offer |
| Purchases Deal? | No offer on purchases |
|
| Cashback? | 0.5% |
| Rewards Program? | |
| Annual Fee: | - |
| Interest Free Period: | 46 days for purchases if you pay your balance in full, by the due date |
| Minimum Repayment: | 2% of outstanding balance or £5 (whichever is greater) |
| Minimum Credit Limit: | £500 |
| Maximum Credit Limit: | Maximum subject to status |
| Notes: | Credit card from Smile, operating an ethical financial policy. Smile current account holders will get a significantly lower rate than the one advertised. |