Sainsbury's Mastercard
Sainsbury's Bank offer a pretty run of the mill credit card featuring 0 on balance transfers for 10 months, 0 on purchases for 3 months, and a standard rate of 15.9% typical APR.
There's also a full 12 months of interest free shopping in Sainsbury's stores nationwide.
One feature, however, sets this card apart: Nectar Points which you build up as you spend.
If you regularly use a credit card at Sainsbury's, and especially if you already collect Nectar Points as you shop, then this card could add to your points tally significantly, and the other features aren't set too expensively to compensate, either.
Sainsbury's Credit Card Summary
| Standard Rate: | 15.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR for 10 months |
| Purchases Deal? | 0% APR for 3 months |
| Balance Transfer Fee: | 3% |
| Minimum Balance Transfer Fee: | £3 |
| Maximum Balance Transfer Fee: | Unlimited |
| Introductory Cashback | |
| Standard Cashback | |
| Rewards Program? | Nectar points |
| Annual Fee: | - |
| Interest Free Period: | Maximum 59 days for purchases if you pay the balance in full and on time |
| Minimum Repayment: | £5 or 2.25% of the balance, whichever is the greater |
| Minimum Credit Limit: | £500 |
| Maximum Credit Limit: | Subject to Status |
| Notes: | Including 0% on both purchases and balance transfers along with Nectar points |
