MBNA Platinum Plus Credit Card
MBNA are perhaps best known for their range of affinity and charity cards, but the Platinum Plus is probably the nearest thing to a 'normal' card they have in their portfolio.
It doesn't have any really outstanding features, it might even seem a little boring, but it's a good solid credit card from a global company with a good record.
Probably the most striking feature is the long balance transfer offer of 0% for 13 months, although as is usual nowadays there's a 2.9% handling fee on balance transfers.
The Platinum Plus also features an introductory deal of 0% on purchases for 3 months, after which the standard rate of 15.9% typical APR will apply.
So should you apply forthis card? There's no reason to avoid it, and if you don't want a card loaded with gimmicks that you don't need, or have to pay for with a higher rate, then the Platinum Plus makes a solid choice.
Visit MBNA for more >>>
MBNA Platinum At A Glance
| Standard Rate: | 15.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR for 13 months |
| Purchases Deal? | 0% APR for 3 months |
| Balance Transfer Fee: | 2.9% handling fee on balance transfers |
| Minimum Balance Transfer Fee: | £3 |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program? | - |
| Annual Fee: | - |
| Interest Free Period: | Up to 56 days on purchases only |
| Minimum Repayment: | 3% of the balance or £25, whichever is greater |
| Minimum Credit Limit: | Decided at application approval |
| Maximum Credit Limit: | £50,000 |
| Notes: | A platinum card with a long balance transfer deal, from one of the world's leading credit card companies |
