Lloyds Advance
The Lloyds Advance is an impressive card, with its low standard rate of 11.9% typical APR and an interest free introductory period of 6 months for all your purchases.
There's also a balance transfer deal - rather than being 0% for a few months, you'll be charged a higher rate of 4.9% which will stay fixed until you've cleared the balance, however long that takes.
As this card is really geared towards those with good credit ratings, you can expect a minimum credit limit of £1,000.
There's no annual fee, and no extras such as cashback or a rewards program - just a decent card with a low APR rate.
LLoyds Advance Overview
| Standard Rate: | 11.9% Representative APR (variable) |
| Balance Transfer Deal? | 4.9% APR for 3 months (3% transfer fee applies) |
| Purchases Deal? | 0% APR for six months |
| Introductory Cashback | |
| Standard Cashback | |
| Rewards Program | - |
| Annual Fee: | - |
| Interest Free Period: | None |
| Minimum Credit Limit: | £1000 |
| Notes: | A low rate card that also features intro deals on purchases and transfers |
| Representative Example: | Assumed borrowing of £1200, representative 11.9% APR (variable). Purchase rate 11.9% PA. |
