HSBC Bank Credit Card - 0% Offers
The HSBC Bank credit card is a very strong offering, with a decent if not astonishing representative APR of 17.9%, a tempting 0% deal on balance transfers for 23 months, along with 0% on purchases for 3 months.
There are two downsides although neither is a dealbreaker : as with most other 0% balance transfer cards, it charges a fee on all balances transferred - in this case 2.9% or a minimum of £5, and in order to apply for this card, you need to have an active current account with HSBC.
Apply online for an instant decision and 0% on purchases and balance transfers!
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HSBC 0% Offers Card Summary
| Standard Rate: | 17.9% Representative APR (variable) |
| Balance Transfer Deal? | 0% APR for 23 months (3.3% of the transfer amount transfer fee applies) |
| Purchases Deal? | 0% APR for 3 months |
| Minimum Balance Transfer Fee: | £5 |
| Maximum Balance Transfer Fee: | No upper limit stated |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program | - |
| Annual Fee: | - |
| Interest Free Period: | Up to 56 days' interest-free period on purchases and cash advances when you pay your whole balance (including any balance transfers) in full and on time |
| Minimum Repayment: | 3% or £5 in relation to both standard balance and balance transfers |
| Minimum Credit Limit: | £500 |
| Maximum Credit Limit: | Subject to status |
| Notes: | Lengthy 0% balance transfer deal |
| Representative Example: | Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA. |
