HSBC Bank Credit Card
The HSBC Bank credit card is a fairly strong if uninspiring offering, with a middle of the road typical APR of 16.9%, an interesting 0% deal on balance transfers for 13 months, along with 0% on purchases for 3 months.
As with most other balance transfer cards, it charges a fee on all balances transferred - in this case 2% or a minimum of £5.
The balance transfer option is not available for balances transferred from other cards in the HSBC stable, which also includes Marbles and First Direct.
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HSBC Summary
| Standard Rate: | 16.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR for 13 months |
| Purchases Deal? | 0% APR for 3 months |
| Balance Transfer Fee: | 2.5% of the transfer amount |
| Minimum Balance Transfer Fee: | £5 |
| Maximum Balance Transfer Fee: | No upper limit stated |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program? | - |
| Annual Fee: | - |
| Interest Free Period: | Up to 56 days' interest-free period on purchases and cash advances when you pay your whole balance (including any balance transfers) in full and on time |
| Minimum Repayment: | 3% or £5 in relation to both standard balance and balance transfers |
| Minimum Credit Limit: | £500 |
| Maximum Credit Limit: | Subject to status |
| Notes: | - |
