HSBC Bank Credit Card - 0% Offers
The HSBC Bank credit card is a very strong offering, with a decent if not astonishing representative APR of 17.9%, a tempting 0% deal on balance transfers for 23 months, along with 0% on purchases for 3 months.
There are two downsides although neither is a dealbreaker : as with most other 0% balance transfer cards, it charges a fee on all balances transferred - in this case 2.9% or a minimum of £5, and in order to apply for this card, you need to have an active current account with HSBC.
Apply online for an instant decision and 0% on purchases and balance transfers!
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HSBC 0% Offers Card Summary
|Standard Rate:||17.9% Representative APR (variable)|
|Balance Transfer Deal?||0% APR for 23 months (3.3% of the transfer amount transfer fee applies)|
|Purchases Deal?||0% APR for 3 months|
|Minimum Balance Transfer Fee:||£5|
|Maximum Balance Transfer Fee:||No upper limit stated|
|Interest Free Period:||Up to 56 days' interest-free period on purchases and cash advances when you pay your whole balance (including any balance transfers) in full and on time|
|Minimum Repayment:||3% or £5 in relation to both standard balance and balance transfers|
|Minimum Credit Limit:||£500|
|Maximum Credit Limit:||Subject to status|
|Notes:||Lengthy 0% balance transfer deal|
|Representative Example:||Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.|