Halifax Plus Credit Card
Are you looking to consolidate your credit card debt or reduce your monthly payments? Then consider the Halifax Plus Credit Card that offers an industry leading 0% interest for 17 months on all balance transfers. This leaves you ample time to start reducing your debt without having the burden of interest to pay on top. It is worth noting that Halifax do charge a 3% fee so consider this when deciding whether it's worth transferring debt from another credit card.
The Halifax Plus also comes with 0% interest on all purchases for 3 months - saving you even more money. The APR is not fantastic, nor is it dreadful at a representative 16.9% APR but can be avoided by paying your balance in full each month.
All Halifax cards come with free online protection to give you added peace of mind, they also offer free credit card replacement if yours is stolen, lost or damaged.
The Halifax Plus Credit card isn't available in-store and can only be ordered online. There is no annual management fee to pay and you can manage the account online as well as over the phone. The Plus MasterCard is accepted at over 22 million locations worldwide which is ideal if you spend a lot of time travelling.
If you are paying through the roof on interest with your current credit card provider then consider transferring to Halifax now, you could end up saving plenty.
Halifax Plus Card Details
| Standard Rate: | 16.9% Representative APR (variable) |
| Balance Transfer Deal? | 0% APR for 17 months (3% transfer fee applies) |
| Purchases Deal? | 0% APR for 3 months |
| Minimum Balance Transfer Fee: | £3 |
| Introductory Cashback | |
| Standard Cashback | |
| Annual Fee: | - |
| Interest Free Period: | No interest on purchases if you pay the balance in full and on time |
| Minimum Repayment: | 1% of the balance plus interest, any charges or fees, and any card repayment cover premiums. Minimum £5 |
| Minimum Credit Limit: | Subject to status |
| Maximum Credit Limit: | Subject to status |
| Notes: | A generous 0% deal on balance transfers |
| Representative Example: | Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA. |
In Brief:
- 0% interest on balance transfers for 17 months (Subject to 3% fee)
- 0% interest on all purchases for 3 months
- Representative APR: 16.9% (variable)
- No Annual management fee
- MasterCard - Accepted worldwide
- Online fraud protection
- FREE Credit Card replacement cover
- Choose from 5 different credit card designs
