Halifax 'One' Card
The Halifax One card offers an appealing introductory balance transfer rate of 0% APR for 15 months, one of the longer periods on offer today.
Unfortunately this is rather spoiled by Halifax charging a 'handling fee' of 3% of the balance transferred. Even worse, there's no maximum limit to the fee, which could see you seriously out of pocket if you've a large balance to transfer.
The card also features an intro deal on purchases, which like the balance transfer offer runs at 0% for 15 months.
Go to Halifax One >>>
Halifax One Summary
| Standard Rate: | 17.9% Representative APR (variable) |
| Balance Transfer Deal? | 0% APR for 15 months (3% transfer fee applies) |
| Purchases Deal? | 0% APR for 15 months |
| Minimum Balance Transfer Fee: | £3 |
| Maximum Balance Transfer Fee: | No upper limit to balance transfer fee |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program | - |
| Annual Fee: | - |
| Interest Free Period: | Maximum 59 days for purchases if you pay the balance in full and on time. There is no interest free period on cash advances, cheques and balance transfers |
| Minimum Repayment: | Each month in which you have a balance outstanding on your account you must repay an amount equal to the total of any Credit Card Repayments Cover premiums, interest, default sums plus 1% of the balance shown on your statement (minimum £5, or the full balance if less than £5). |
| Minimum Credit Limit: | £500 |
| Maximum Credit Limit: | Subject to status |
| Notes: | Featuring a long 0% balance transfer period |
| Representative Example: | Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA. |
