GM Platinum Card
The GM Platinum Card offers a unique rewards program, where you can earn a rebate of up to £2,000 off a new Vauxhall car, or £2,500 off a new Saab, simply by spending using the card - 3% of your spending is converted into Rebate Points.
Not only do you earn reward points as you spend, for the first 5 months you'll get 0% interest on your purchases too.
There's a balance transfer option, which will be charged at 0% for five months *, although you may be charged a balance transfer handling fee if you make use of it.
The standard rate is 14.9 typical APR (variable), which is broadly competitive but not the cheapest, and there's no annual fee.
If you're looking for a general purpose credit card then there are much better deals out there, but if you're already thinking about buying a new car in the future, and spend a lot on your existing cards, then the unqiue reward program on offer may tip you in the GM Card's direction.
* Fixed for five months from account opening, no fee will be charged during your 5 month introductory period
GM Card Main Features
| Standard Rate: | 14.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR for five months |
| Purchases Deal? | 0% APR for five months |
| Balance Transfer Fee: | 2% handling fee |
| Minimum Balance Transfer Fee: | £5 |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program? | Earn rebate points worth up to £2000 off a new Vauxhall car, or £2500 off a Saab |
| Annual Fee: | - |
| Interest Free Period: | Up to 56 days for purchases when you pay your balance in full every month by the due date. There is no interest-free period for Balance Transfers or Cash Advances |
| Minimum Repayment: | Minimum monthly repayments of £5 or 2% of the balance (whichever is greater). |
| Minimum Credit Limit: | £250 |
| Maximum Credit Limit: | Maximum amount of credit subject to status |
| Notes: | Earn rebates on a new Vauxhall or Saab car |
