The Egg Card
The Egg Card is one of the most popular credit cards in the UK, and was a pioneer of easy online banking, along with introducing the balance transfer deal to this country back in 2000.
It's a feature they still rely on heavily, with a pretty good introductory deal of 0% on all balance transfers until 1st February 2010 combined with a 0% purchases deal until 1st February 2009.
To keep the value of the card going into the future, you can also make use of the so-called 'anniversary offers' of 0% for 5 months on transfers made on the first and second anniversaries of your account being opened.
In all cases, a balance transfer fee applies, as is unfortunately the case more or less everywhere nowadays - see the egg site for details of the current rates.
The standard rate of the egg card is 16.9% typical APR, and by choosing egg you'll get special offers and discounts with selected retailers as well as discounts on egg's insurance products.
Egg Card Details
| Standard Rate: | 16.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR until 1st February 2010 |
| Purchases Deal? | 0% APR until 1st February 2009 |
| Balance Transfer Fee: | For each balance transfer there is a 3% handling fee |
| Maximum Balance Transfer Fee: | £50 |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program? | - |
| Annual Fee: | - |
| Interest Free Period: | Up to 45 days for purchases. No interest free period for cash advances. Interest free period only applies to balance transfers within the introductory period |
| Minimum Repayment: | Greater of 2% of outstanding balance or £5, payable monthly |
| Minimum Credit Limit: | £500 |
| Notes: | Visa card from the UK's largest online bank, also featuring the Egg Money Manager so you can see all your accounts in one place |
