The Egg Card

Egg Card

The Egg Card is one of the most popular credit cards in the UK, and was a pioneer of easy online banking, along with introducing the balance transfer deal to this country back in 2000.

It's a feature they still rely on heavily, with a pretty good introductory deal of 0% on all balance transfers until 1st August 2009 combined with a 0% purchases deal until 1st August 2008.

To keep the value of the card going into the future, you can also make use of the so-called 'anniversary offers' of 0% for 5 months on transfers made on the first and second anniversaries of your account being opened.

In all cases, a balance transfer fee applies, as is unfortunately the case more or less everywhere nowadays - see the egg site for details of the current rates.

The standard rate of the egg card is 16.9% typical APR, and by choosing egg you'll get special offers and discounts with selected retailers as well as discounts on egg's insurance products.


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Egg Card Details

Standard Rate:16.9% typical APR (variable)
Balance Transfer Deal?0% APR until 1st August 2009
Purchases Deal?0% APR until 1st August 2008
Balance Transfer Fee:For each balance transfer there is a 3% handling fee
Maximum Balance Transfer Fee:£50
Cashback?-
Rewards Program?-
Annual Fee:-
Interest Free Period:Up to 45 days for purchases. No interest free period for cash advances. Interest free period only applies to balance transfers within the introductory period
Minimum Repayment:Greater of 2% of outstanding balance or £5, payable monthly
Minimum Credit Limit:£500
Notes:Visa card from the UK's largest online bank, also featuring the Egg Money Manager so you can see all your accounts in one place

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