easyMoney DIY Credit Card
Note: The easyMoney credit card is no longer available following the cancellation of the Create Services range by Lloyds TSB.
| Standard Rate: | 13.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR for six months |
| Purchases Deal? | No offer on purchases |
| Cashback? | up to 0.5% |
| Rewards Program? | - |
| Annual Fee: | Optional |
| Interest Free Period: | Up to 51 days on Purchases if your full balance is paid off by the due date on both previous and latest statements |
| Minimum Repayment: | The larger of £5 or 2% of your balance transfers plus the larger of £5 or 2% of other balances, or (if it is more) the amounts for interest and Payment Protection Insurance on your statement |
| Minimum Credit Limit: | £500 |
| Notes: | A flexible 'Do It Yourself' credit card that lets you mix and match features to build the card you need |
With the easyMoney credit card you can mix and match various features and charges to build your own card to suit the way you want to use it.
For example, choose to pay an annual fee in return for a lower interest rate, or choose between cashback and a balance transfer deal. If your circumstances change, you can change the way your card works too, for free.
Either build your own card from scratch or choose one of three pre-designed cards that will meet the needs of most customers.
