Capital One Platinum Card
The Platinum Card from Capital One offers great value with its low rate of just 16.9% typical APR. Although this isn't quite the lowest rate card on the market, it's surely up there with the contenders.
Along with this great rate there's a 0% deal until 1st November 2009 on both purchases and balance transfers, and although a balance transfer fee applies, it's one of the lowest on the market at just 3% - with most cards now heading towards a standard fee of 3%, a large balance transfer to Capital One could save you £££s in comparison.
Of course, with such a great range of features, you'll need a good credit to stand a chance of being approved, but if you do have a good credit score then this is a hard card to beat.
Capital One Platinum Overview
| Standard Rate: | 16.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR until 1st November 2009 |
| Purchases Deal? | 0% APR until 1st November 2009 |
| Balance Transfer Fee: | 3% |
| Maximum Balance Transfer Fee: | Unlimited |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program? | - |
| Annual Fee: | - |
| Interest Free Period: | Up to 54 days for purchases. 0 days for balance transfers and cash withdrawals |
| Minimum Repayment: | 3% of balance or £5 |
| Minimum Credit Limit: | £1000 |
| Maximum Credit Limit: | £16,000 |
| Notes: | Offering 0% on balance transfers, plus an introductory deal on purchases and a low standard rate |
