Capital One Fixed Rate Card

In troubled economic times a bit of certainty is welcome, and with the Capital One Fixed Rate card you can lock in your credit card debt at a fixed low rate of 9.9% until until 1st August 2012.

Although that rate is high in terms of balance transfers, when you compare it to other forms of longer term finance such as personal loans or overdrafts, it's competitive - and there's no balance transfer fee either.

General purchases will also be charged at 9.9% typical APR which is one of the lowest available.

The online application process will take only around 5 minutes, but as you'd expect from the low APR, you'll need a good credit rating to be accepted.

Capital One Fixed Rate Card in brief

Standard Rate:	9.9% typical APR (variable)
Balance Transfer Deal?	9.9% APR until 1st August 2012
Purchases Deal?	No offer on purchases
Introductory Cashback
Standard Cashback	-
Rewards Program?
Annual Fee:	-
Interest Free Period:	56 days
Minimum Repayment:	3% of balance or £5, whichever is greater
Maximum Credit Limit:	£16,000
Notes:	One flat rate for both purchases and balance transfers