Capital One Balance Transfer and Purchases Card

CARD NO LONGER AVAILABLE, details are for archive purposes only.

Capital One offer several versions of their Platinum Card, with this version falling squarely into the 0% balance transfer bracket, boasting as it does 0% until 1st February 2010 on balances transferred, which is up there with the longest deals on the market, although as you'd expect a transfer fee of 3% applies.

The zero per cent offerings don't stop there either - you can also expect to pay no interest on purchases until 1st February 2009, which could be very handy over a busy shopping period.

The standard rate of the card is 15.9% typical APR which is fair to middling - there are definitely cheaper cards out there, but in today's climate cards are getting more expensive across the board, so that rate is pretty sound.

As with all Capital Once cards, there's a free identity theft protection service, with free online ID theft alerts powered by Equifax, one of the UK's biggest credit reference agencies.

Capital One Balance Transfer and Purchases Card Overview

CARD NO LONGER AVAILABLE, details are for archive purposes only.

Standard Rate:	15.9% Representative APR (variable)
Balance Transfer Deal?	0% APR until 1st February 2010 (3% transfer fee applies)
Purchases Deal?	0% APR until 1st February 2009
Minimum Balance Transfer Fee:	No minimum
Maximum Balance Transfer Fee:	Unlimited
Cashback?	-
Rewards Program	-
Annual Fee:	-
Interest Free Period:	56 days
Minimum Repayment:	3% or £5
Maximum Credit Limit:	£16,000
Notes:	0% deals on both purchases and balance transfers
Representative Example:	Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.

CARD NO LONGER AVAILABLE, details are for archive purposes only.