Barclaycard Platinum Credit Card
The original Barclaycard was the first credit card to be launched in the UK, way back in 1967. This platinum card is basically Barclaycard's updated version of that card - their standard, flagship card.
The main selling point is the long balance transfer introductory period, with 0% APR on offer for 14 months.
There's also a 0% deal on purchases, but that only lasts for 3 months.
If the Barclaycard Platinum isn't for you, you may find their Initial (for bad credit ratings) or Simplicity (single fixed rate) cards more suitable.
Platinum Barclaycard Details
| Standard Rate: | 14.9% typical APR (variable) |
| Balance Transfer Deal? | 0% APR for 14 months |
| Purchases Deal? | 0% APR for 3 months |
| Balance Transfer Fee: | 2.9% |
| Minimum Balance Transfer Fee: | £2.50 |
| Maximum Balance Transfer Fee: | Unlimited |
| Introductory Cashback | |
| Standard Cashback | - |
| Rewards Program? | |
| Annual Fee: | - |
| Interest Free Period: | Maximum 56 days for purchases if you pay your balance in full and on time |
| Minimum Repayment: | 2% or £5 per month (whichever is greater) |
| Minimum Credit Limit: | £200 |
| Maximum Credit Limit: | Subject to status |
| Notes: | Offering a long balance transfer period, but a fairly high APR |
