Bank of Scotland Plus Credit Card
Looking to switch credit card providers? Then look no further than the Bank of Scotland Plus card which is offering a generous 0% on balance transfers for 18 months, perfect if you are looking to move existing debt.
The Plus credit card also comes with 0% interest for 3 months on all purchases- ideal if you want to spread the cost of purchases. The standard rate is not the lowest at 16.9% representative APR but interest charges can be avoided if you pay off your balance in full by the payment date.
The Bank of Scotland Plus credit card is run by MasterCard which gives you access to exclusive discounts and deals on entertainment, shopping and travel. MasterCard is also accepted worldwide so you won't have any problems with finding somewhere to spend your cash.
In terms of security, there is the option to take out payment, card and identity protection for a small annual fee. Card replacement comes as standard as well as online fraud protection which protects you when you buy anything online.
The Bank of Scotland has made it extremely easy to manage your credit card so that you don't go over your credit limit. All accounts can be accessed online through their secure web portal where you can pay your bills and review recent transaction. You can also access your credit card account via telephone.
In summary, if you are looking to transfer your existing debt then check out the Bank of Scotland Plus card - you won't have to pay a thing for 13 months. Just be wary of the 16.9% interest rate if you do start spending.
Visit the Bank of Scotland site for more details >>>
Bank of Scotland Plus Credit Card Details
| Standard Rate: | 16.9% Representative APR (variable) |
| Balance Transfer Deal? | 0% APR for 18 months (3% transfer fee applies) |
| Purchases Deal? | 0% APR for 3 months |
| Minimum Balance Transfer Fee: | £3 |
| Introductory Cashback | |
| Standard Cashback | |
| Annual Fee: | - |
| Interest Free Period: | No interest on purchases if you pay the balance in full and on time |
| Minimum Repayment: | 1% of the balance plus interest, any charges or fees, and any card repayment cover premiums. Minimum £5 |
| Minimum Credit Limit: | Subject to status |
| Maximum Credit Limit: | Subject to status |
| Notes: | A market leading balance transfer offer, plus 0% on purchases |
| Representative Example: | Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA. |
In Brief:
- 0% interest on balance transfers for 18 months
- 16.9% representative APR
- 0% interest on purchases for 3 months
- Online account management
- No Annual Management Fee
- Access to MasterCard discounts
Apply now >>>
