Amex Platinum
The American Express Platinum Card is a credit card that gives something back, with up to 3% cashback (or Moneyback as Amex call it) paid on everything you spend.
The standard rate is a competitive 18.5% typical APR (variable).
As a platinum card, there's a minimum income requirement of £20,000 before you can be accepted, and a minimum credit limit of £1,000.
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American Express Platinum Details
| Standard Rate: | 18.5% Representative APR (variable) |
| Balance Transfer Deal? | No balance transfer offer |
| Purchases Deal? | No offer on purchases |
| Introductory Cashback | 2.5% for 1st month, repeated annually |
| Standard Cashback | Up to 1.25% |
| Rewards Program | - |
| Annual Fee: | £25 |
| Minimum Repayment: | 3% of the outstanding balance or £5, whichever is greater |
| Minimum Credit Limit: | £1,000 |
| Notes: | Earn Cashback at up to 2.5% rate |
| Representative Example: | Assumed borrowing of £1200, representative 18.5% APR (variable). Purchase rate 18.5% PA. |
