The American Express Blue Card

  American Express (Amex) are one of the oldest and most respected names in plastic. Although originally best known for charge cards rather than credit cards, the Blue card is a fully fledged credit card.

  It features an intro cashback rate of 2% for 3 months (called Moneyback by Amex), which then reverts to 1%. There's also a rather unexciting balance transfer offer of 2.9% APR limited to 6 months.

  The standard rate is 14.9% typical APR, and there's no annual fee so long as you spend at least £500 a year using the card.

Amex Blue Details

Standard Rate:14.9% typical APR (variable)
Balance Transfer Deal?2.9% APR for six months
Purchases Deal?No offer on purchases
Introductory Cashback
Standard Cashback2% for 3 months, then 1%
Rewards Program?
Annual Fee:None if you spend £500 a year or more
Minimum Repayment:The minimum monthly payment will be 3% of the outstanding balance or £5, whichever is greater
Notes:Featuring cashback and a balance transfer offer


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