Accucard Flexible Credit Card

The Accucard credit card has now been discontinued by issuers Lloyds TSB, and applications are no longer accepted.


Standard Rate:13.9% typical APR (variable)
Balance Transfer Deal?0% APR for six months
Purchases Deal?No offer on purchases


Cashback?up to 0.5%
Rewards Program?-
Annual Fee:Optional
Interest Free Period:Up to 51 days on Purchases if your full balance is paid off by the due date on both previous and latest statements
Minimum Repayment:The larger of £5 or 2% of your balance transfers plus the larger of £5 or 2% of other balances
Minimum Credit Limit:Minimum credit limit of £500
Notes:One of the first 'roll your own' credit cards

  When it was first launched, Accucard was a card in a category of it's own, being the first major flexible card which let you choose your own range of features and charges.

  With Accucard, you can design your own card to suit the way you use it, for example choosing a lower APR at the expense of paying an annual fee, or choosing between earning cashback or transferring a balance.

  The site features a simple 'card builder' section which lets you customise your card - including the visual design - or you can choose from several pre-built options.



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