Credit Cards A-to-Z

A complete listing of all the cards featured on the site, in alphabetical order, with brief summaries of their main features.

Credit Card	Representative APR (variable)	Balance Transfer Rate?	Rewards Program?	Cashback?
American Express Platinum Cashback	18.5%	-	-	Up to 1.25%	Apply >>>
Representative example: Assumed borrowing of £1200, representative 18.5% APR (variable). Purchase rate 18.5% PA.
AOL Card	16.9%	0% for 12 months	Rewards which can be used for AOL subscription discounts, MBNA Reward Points and American Express Selects	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Aqua Card	35.9%	-	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 35.9% APR (variable). Purchase rate 35.9% PA.
Bank of Scotland All In One	17.9%	0% for 12 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Bank of Scotland Plus	16.9%	0% for 18 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Barclaycard Breathe	14.9%	0% for 12 months	-	-
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Barclaycard Flexi-Rate	14.9%	0% for 14 months	-	-
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Barclaycard Gold	19.9%	0% until March 2012	Barclaycard Freedom	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 19.9% APR (variable). Purchase rate 19.9% PA.
Barclaycard Initial	29.9%	-	-	-
Representative example: Assumed borrowing of £1200, representative 29.9% APR (variable). Purchase rate 29.9% PA.
Barclaycard Platinum Balance Transfer	17.9%	0% for 22 months	Barclaycard Freedom	-
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Barclaycard Simplicity	7.9%	7.9% for the life of the balance	Barclaycard Freedom	-
Representative example: Assumed borrowing of £1200, representative 7.9% APR (variable). Purchase rate 7.9% PA.
BMI Classic Mastercard	16.9%	0% for 12 months	Earn BMI destinations miles	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
BT Card	16.9%	0% for six months	-	Up to 1%, applied to your phone bill
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Capital One Classic	34.9%	-	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 34.9% APR (variable). Purchase rate 34.9% PA.
Capital One Progress	34.9%	%	-	-
Representative example: Assumed borrowing of £1200, representative 34.9% APR (variable). Purchase rate 34.9% PA.
Capital One World Mastercard	19.9%	%	-	1% on all purchases, unlimited	Apply >>>
Representative example: Assumed borrowing of £1200, representative 19.9% APR (variable). Purchase rate 19.9% PA.
Citi Platinum Mastercard	16.9%	0% for 13 months	-	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Citibank Shell Mastercard	16.9%	0% for 12 months	-	3% on Shell fuel purchases, 1% elsewhere
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Co-op Advantage Platinum	15.9%	0% for six months	1.25p for every £100 donated to worthwhile causes	1.25p for every £100 donated to worthwhile causes
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Co-op Clear Card	12.9%	-	-	-
Representative example: Assumed borrowing of £1200, representative 12.9% APR (variable). Purchase rate 12.9% PA.
Co-op Think Card	12.9%	7% for six months from the date of each transfer	-	25p for every £100 donated to rainforest charity work
Representative example: Assumed borrowing of £1200, representative 12.9% APR (variable). Purchase rate 12.9% PA.
Co-op Travel Card	16.9%	0% for six months	Earn Travelcare points	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Egg Card	16.9%	0% until 1st April 2011	-	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
GM Platinum	14.9%	0% for five months	Earn rebate points worth up to £2000 off a new Vauxhall car, or £2500 off a Saab	-
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Goldfish Card	12.9%	4.9% for 36 months	-	-
Representative example: Assumed borrowing of £1200, representative 12.9% APR (variable). Purchase rate 12.9% PA.
Halifax 20 Month Balance Transfer	16.9%	0% for up to 20 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA. The APR and length of the promotional offer are dependent on your personal circumstances.
Halifax All In One	17.9%	0% for 15 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Halifax Plus	16.9%	0% for 17 months	-	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Halifax Rewards All In One	17.9%	0% for 13 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Hilton Mastercard	15.9%	0% for six months	HHonors points for hotel stays and travel	-
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
HSBC Card	17.9%	0% for 23 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Lloyds Advance	11.9%	4.9% for 3 months	-	-
Representative example: Assumed borrowing of £1200, representative 11.9% APR (variable). Purchase rate 11.9% PA.
Lloyds TSB Airmiles Duo	15.9%	0% for six months	Earn Airmiles	-
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Lloyds TSB Platinum	15.%	0% for 14 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.% APR (variable). Purchase rate 15.% PA.
Marks and Spencer &More	18.9%	0% for six months	&more points to spend at Marks and Spencer	-
Representative example: Assumed borrowing of £1200, representative 18.9% APR (variable). Purchase rate 18.9% PA.
MBNA Platinum	16.7%	0% for 19 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.7% APR (variable). Purchase rate 16.7% PA.
MBNA Platinum Rewards	16.9%	0% for 13 months	MBNA Points , earn 1 point for every pound you spend	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Mint Card	14.9%	0% until 1st October 2009	Wine and travel clubs	-
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Nationwide Credit Card	15.9%	0% for 17 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
NatWest Classic Card	15.9%	0% for 13 months	Wine club and travel points	-
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Natwest Gold Card	15.9%	0% for 13 months	Wine club	-
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
NatWest Platinum	17.9%	0% for 20 months	-	-
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Natwest Student Card	18.9%	-	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 18.9% APR (variable). Purchase rate 18.9% PA.
Post Office Credit Card	16.9%	0% for 12 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
RBS Platinum	16.95%	0% for 16 months	-	-
Representative example: Assumed borrowing of £1200, representative 16.95% APR (variable). Purchase rate 16.95% PA.
RBS YourPoints World	17.9%	0% for 13 months	RBS YourPoints redeemable against flights, holidays, Amazon and more	-
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
RSPCA Visa	16.9%	0% for 12 months	-	0.25% donated to the RSPCA charity
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Sainsbury's Mastercard	15.9%	0% for 10 months	Nectar	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Smile Credit Card	20.9%	-	-	0.5%
Representative example: Assumed borrowing of £1200, representative 20.9% APR (variable). Purchase rate 20.9% PA.
Tesco Bonus Card	15.9%	0% for 14 months	-	A refund of one month's interest every year
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Tesco Clubcard Credit Card	16.9%	0% for nine months	Tesco Clubcard points	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
The AA Visa	16.9%	0% for 12 months	Earn AA reward points on all purchases	-
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Virgin All Round	15.8%	0% for 16 months	-	-	Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.8% APR (variable). Purchase rate 15.8% PA.
Virgin Card	16.8%	0% for 20 months	Discounts on a range of Virgin products	-
Representative example: Assumed borrowing of £1200, representative 16.8% APR (variable). Purchase rate 16.8% PA.

Several cards have been discontinued since being featured on this site, and details are kept for historical reasons only: Abbey Balance Transfer Card, Accucard, American Express BA Card, American Express Blue, American Express Nectar, American Express Red, Buy and Fly Mastercard, Cahoot Visa, Capital One Balance Transfer and Purchase Card, Capital One Fixed Rate Card, Capital One Platinum, Capital One Platinum Cash Back, Capital One Premier, easyMoney, England Cricket Card, Marbles Card, Morgan Stanley Gold Card, Morgan Stanley Platinum Card, Texaco Card,