Credit Cards A-to-Z

A complete listing of all the cards featured on the site, in alphabetical order, with brief summaries of their main features.



 Credit Card  Representative APR (variable)  Balance Transfer Rate?  Rewards Program?  Cashback?
American Express Platinum Cashback 18.5% - - Up to 1.25% Apply >>>
Representative example: Assumed borrowing of £1200, representative 18.5% APR (variable). Purchase rate 18.5% PA.
AOL Card 16.9% 0% for 12 months Rewards which can be used for AOL subscription discounts, MBNA Reward Points and American Express Selects -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Aqua Card 35.9% - - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 35.9% APR (variable). Purchase rate 35.9% PA.
Bank of Scotland All In One 17.9% 0% for 12 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Bank of Scotland Plus 16.9% 0% for 18 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Barclaycard Breathe 14.9% 0% for 12 months - -  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Barclaycard Flexi-Rate 14.9% 0% for 14 months - -  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Barclaycard Gold 19.9% 0% until March 2012 Barclaycard Freedom - Apply >>>
Representative example: Assumed borrowing of £1200, representative 19.9% APR (variable). Purchase rate 19.9% PA.
Barclaycard Initial 29.9% - - -  
Representative example: Assumed borrowing of £1200, representative 29.9% APR (variable). Purchase rate 29.9% PA.
Barclaycard Platinum Balance Transfer 17.9% 0% for 22 months Barclaycard Freedom -  
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Barclaycard Simplicity 7.9% 7.9% for the life of the balance Barclaycard Freedom -  
Representative example: Assumed borrowing of £1200, representative 7.9% APR (variable). Purchase rate 7.9% PA.
BMI Classic Mastercard 16.9% 0% for 12 months Earn BMI destinations miles -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
BT Card 16.9% 0% for six months - Up to 1%, applied to your phone bill  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Capital One Classic 34.9% - - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 34.9% APR (variable). Purchase rate 34.9% PA.
Capital One Progress 34.9% % - -  
Representative example: Assumed borrowing of £1200, representative 34.9% APR (variable). Purchase rate 34.9% PA.
Capital One World Mastercard 19.9% % - 1% on all purchases, unlimited Apply >>>
Representative example: Assumed borrowing of £1200, representative 19.9% APR (variable). Purchase rate 19.9% PA.
Citi Platinum Mastercard 16.9% 0% for 13 months - -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Citibank Shell Mastercard 16.9% 0% for 12 months - 3% on Shell fuel purchases, 1% elsewhere  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Co-op Advantage Platinum 15.9% 0% for six months 1.25p for every £100 donated to worthwhile causes 1.25p for every £100 donated to worthwhile causes  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Co-op Clear Card 12.9% - - -  
Representative example: Assumed borrowing of £1200, representative 12.9% APR (variable). Purchase rate 12.9% PA.
Co-op Think Card 12.9% 7% for six months from the date of each transfer - 25p for every £100 donated to rainforest charity work  
Representative example: Assumed borrowing of £1200, representative 12.9% APR (variable). Purchase rate 12.9% PA.
Co-op Travel Card 16.9% 0% for six months Earn Travelcare points -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Egg Card 16.9% 0% until 1st April 2011 - -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
GM Platinum 14.9% 0% for five months Earn rebate points worth up to £2000 off a new Vauxhall car, or £2500 off a Saab -  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Goldfish Card 12.9% 4.9% for 36 months - -  
Representative example: Assumed borrowing of £1200, representative 12.9% APR (variable). Purchase rate 12.9% PA.
Halifax 20 Month Balance Transfer 16.9% 0% for up to 20 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA. The APR and length of the promotional offer are dependent on your personal circumstances.
Halifax All In One 17.9% 0% for 15 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Halifax Plus 16.9% 0% for 17 months - -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Halifax Rewards All In One 17.9% 0% for 13 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Hilton Mastercard 15.9% 0% for six months HHonors points for hotel stays and travel -  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
HSBC Card 17.9% 0% for 23 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Lloyds Advance 11.9% 4.9% for 3 months - -  
Representative example: Assumed borrowing of £1200, representative 11.9% APR (variable). Purchase rate 11.9% PA.
Lloyds TSB Airmiles Duo 15.9% 0% for six months Earn Airmiles -  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Lloyds TSB Platinum 15.% 0% for 14 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.% APR (variable). Purchase rate 15.% PA.
Marks and Spencer &More 18.9% 0% for six months &more points to spend at Marks and Spencer -  
Representative example: Assumed borrowing of £1200, representative 18.9% APR (variable). Purchase rate 18.9% PA.
MBNA Platinum 16.7% 0% for 19 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.7% APR (variable). Purchase rate 16.7% PA.
MBNA Platinum Rewards 16.9% 0% for 13 months MBNA Points , earn 1 point for every pound you spend -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Mint Card 14.9% 0% until 1st October 2009 Wine and travel clubs -  
Representative example: Assumed borrowing of £1200, representative 14.9% APR (variable). Purchase rate 14.9% PA.
Nationwide Credit Card 15.9% 0% for 17 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
NatWest Classic Card 15.9% 0% for 13 months Wine club and travel points -  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Natwest Gold Card 15.9% 0% for 13 months Wine club -  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
NatWest Platinum 17.9% 0% for 20 months - -  
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
Natwest Student Card 18.9% - - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 18.9% APR (variable). Purchase rate 18.9% PA.
Post Office Credit Card 16.9% 0% for 12 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
RBS Platinum 16.95% 0% for 16 months - -  
Representative example: Assumed borrowing of £1200, representative 16.95% APR (variable). Purchase rate 16.95% PA.
RBS YourPoints World 17.9% 0% for 13 months RBS YourPoints redeemable against flights, holidays, Amazon and more -  
Representative example: Assumed borrowing of £1200, representative 17.9% APR (variable). Purchase rate 17.9% PA.
RSPCA Visa 16.9% 0% for 12 months - 0.25% donated to the RSPCA charity  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Sainsbury's Mastercard 15.9% 0% for 10 months Nectar - Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Smile Credit Card 20.9% - - 0.5%  
Representative example: Assumed borrowing of £1200, representative 20.9% APR (variable). Purchase rate 20.9% PA.
Tesco Bonus Card 15.9% 0% for 14 months - A refund of one month's interest every year  
Representative example: Assumed borrowing of £1200, representative 15.9% APR (variable). Purchase rate 15.9% PA.
Tesco Clubcard Credit Card 16.9% 0% for nine months Tesco Clubcard points - Apply >>>
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
The AA Visa 16.9% 0% for 12 months Earn AA reward points on all purchases -  
Representative example: Assumed borrowing of £1200, representative 16.9% APR (variable). Purchase rate 16.9% PA.
Virgin All Round 15.8% 0% for 16 months - - Apply >>>
Representative example: Assumed borrowing of £1200, representative 15.8% APR (variable). Purchase rate 15.8% PA.
Virgin Card 16.8% 0% for 20 months Discounts on a range of Virgin products -  
Representative example: Assumed borrowing of £1200, representative 16.8% APR (variable). Purchase rate 16.8% PA.

Several cards have been discontinued since being featured on this site, and details are kept for historical reasons only: Abbey Balance Transfer Card, Accucard, American Express BA Card, American Express Blue, American Express Nectar, American Express Red, Buy and Fly Mastercard, Cahoot Visa, Capital One Balance Transfer and Purchase Card, Capital One Fixed Rate Card, Capital One Platinum, Capital One Platinum Cash Back, Capital One Premier, easyMoney, England Cricket Card, Marbles Card, Morgan Stanley Gold Card, Morgan Stanley Platinum Card, Texaco Card,

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